How Credit Repair Companies Work to Fix Your Credit Score

 

When we are talking about repairing a credit score, you should know that it can be done alone. For that, you need to search all across the reports for any incorrect information (if present) and then filing disputes all by your own capability. Honestly speaking, that is quite an headache, which can be prevented if take into consideration a credit repair service in Tampa or any other location to do all the legal work for you. In this blog, we will take a look into the 3 major steps which are out carried out by legitimate credit repair companies so as to fix the credit score of their customers. Let’s get into it!

Step 1 — Free evaluation

When the credit repair company starts working for you, you will see them pulling out your credit report from all the 3 credit bureaus. On the initial consultation with the company, which is mostly free of cost, the repair specialist will thoroughly assess your report to see if they can really help you to improve the score. For any kind of negative information which is present in your report, they can be the right candidate to help you.  

Step 2 — Identify items to dispute

Once the initial evaluation is done, and if you are satisfied with their work, then a team will will review all your reports in detail so that they can identify any kind of mistakes and errors if present. This process is time-consuming and may take few days to fully complete. Errors can be found in your payment history, expired negative items, along with duplicate accounts. Once the documentation is prepared by the team for the same, they will send it to the bureaus. Then, they will work with them to see if the errors can be corrected or removed.

Step 3 — Repeat for each bureau’s report

The best services of credit repair in Tampa and other areas will review all three reports from each of the three bureaus. This is necessary as they all might not contain the same information. 

Remember these points and always know that hiring a professional greatly increases your chances of success.